Call reports 2018
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2018
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 97,202,000 | 98,897,000 | 99,223,000 | 103,830,000 |
| Total loans | 65,914,000 | 70,424,000 | 73,969,000 | 70,522,000 |
| Allowance for loan losses | 1,096,000 | 1,167,000 | 1,175,000 | 1,175,000 |
| Securities available for sale | 12,744,000 | 12,438,000 | 12,124,000 | 12,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,632,000 | 84,417,000 | 82,442,000 | 89,220,000 |
| Interest-bearing deposits | 54,896,000 | 57,171,000 | 65,681,000 | 58,270,000 |
| Noninterest-bearing deposits | 27,736,000 | 27,246,000 | 16,761,000 | 30,950,000 |
| Equity capital | 12,624,000 | 12,658,000 | 12,898,000 | 12,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,242,000 | 3,369,000 | 4,525,000 |
| Interest expense | 159,000 | 330,000 | 524,000 | 758,000 |
| Net interest income | 994,000 | 1,912,000 | 2,845,000 | 3,767,000 |
| Noninterest income | 85,000 | 172,000 | 263,000 | 356,000 |
| Noninterest expense | 633,000 | 1,262,000 | 1,918,000 | 2,560,000 |
| Provision for loan losses | 37,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 409,000 | 747,000 | 1,115,000 | 1,488,000 |
| Income tax | 79,000 | 141,000 | 211,000 | 278,000 |
| Net income | 330,000 | 606,000 | 904,000 | 1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,818,000 | 12,944,000 | 13,242,000 | 13,097,000 |
| Total capital | 13,674,000 | 13,846,000 | 14,155,000 | 14,012,000 |
| Risk-weighted assets | 68,294,000 | 71,935,000 | 72,829,000 | 72,940,000 |