Call reports 2017
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2017
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,721,000 | 96,577,000 | 100,218,000 | 101,559,000 |
| Total loans | 66,408,000 | 70,295,000 | 73,940,000 | 67,178,000 |
| Allowance for loan losses | 1,010,000 | 1,065,000 | 1,069,000 | 1,052,000 |
| Securities available for sale | 12,814,000 | 12,180,000 | 11,469,000 | 11,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,599,000 | 82,233,000 | 83,065,000 | 87,259,000 |
| Interest-bearing deposits | 65,227,000 | 65,031,000 | 64,558,000 | 59,382,000 |
| Noninterest-bearing deposits | 16,372,000 | 17,202,000 | 18,507,000 | 27,877,000 |
| Equity capital | 12,424,000 | 12,629,000 | 12,864,000 | 12,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,035,000 | 3,092,000 | 4,145,000 |
| Interest expense | 165,000 | 323,000 | 477,000 | 638,000 |
| Net interest income | 838,000 | 1,712,000 | 2,615,000 | 3,507,000 |
| Noninterest income | 83,000 | 163,000 | 252,000 | 336,000 |
| Noninterest expense | 634,000 | 1,260,000 | 1,878,000 | 2,496,000 |
| Provision for loan losses | 38,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 249,000 | 541,000 | 915,000 | 1,273,000 |
| Income tax | 62,000 | 140,000 | 252,000 | 625,000 |
| Net income | 187,000 | 401,000 | 663,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,507,000 | 12,601,000 | 12,862,000 | 12,488,000 |
| Total capital | 13,388,000 | 13,494,000 | 13,797,000 | 13,379,000 |
| Risk-weighted assets | 70,344,000 | 71,245,000 | 74,706,000 | 71,118,000 |