Call reports 2016
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2016
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 97,710,000 | 94,892,000 | 95,168,000 | 100,073,000 |
| Total loans | 65,077,000 | 68,405,000 | 71,162,000 | 66,257,000 |
| Allowance for loan losses | 897,000 | 953,000 | 965,000 | 965,000 |
| Securities available for sale | 14,805,000 | 12,678,000 | 12,252,000 | 12,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,682,000 | 78,748,000 | 76,293,000 | 84,204,000 |
| Interest-bearing deposits | 67,693,000 | 55,229,000 | 62,154,000 | 67,295,000 |
| Noninterest-bearing deposits | 13,989,000 | 23,519,000 | 14,139,000 | 16,909,000 |
| Equity capital | 12,372,000 | 12,494,000 | 12,685,000 | 12,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,005,000 | 3,024,000 | 4,032,000 |
| Interest expense | 167,000 | 330,000 | 491,000 | 655,000 |
| Net interest income | 829,000 | 1,675,000 | 2,533,000 | 3,377,000 |
| Noninterest income | 72,000 | 161,000 | 247,000 | 308,000 |
| Noninterest expense | 640,000 | 1,259,000 | 1,893,000 | 2,507,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 244,000 | 528,000 | 763,000 | 978,000 |
| Income tax | 60,000 | 137,000 | 198,000 | 241,000 |
| Net income | 184,000 | 391,000 | 565,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,612,000 | 11,717,000 | 11,900,000 | 11,524,000 |
| Total capital | 12,397,000 | 12,602,000 | 12,797,000 | 12,386,000 |
| Risk-weighted assets | 62,465,000 | 70,518,000 | 71,422,000 | 68,514,000 |