Call reports 2015
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2015
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,347,000 | 95,897,000 | 94,449,000 | 97,930,000 |
| Total loans | 64,496,000 | 66,450,000 | 67,507,000 | 63,650,000 |
| Allowance for loan losses | 1,267,000 | 1,022,000 | 1,014,000 | 1,039,000 |
| Securities available for sale | 15,479,000 | 15,474,000 | 14,624,000 | 14,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,766,000 | 80,237,000 | 78,413,000 | 82,086,000 |
| Interest-bearing deposits | 57,008,000 | 67,793,000 | 64,692,000 | 66,512,000 |
| Noninterest-bearing deposits | 22,758,000 | 12,444,000 | 13,721,000 | 15,574,000 |
| Equity capital | 12,043,000 | 11,947,000 | 12,247,000 | 12,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 1,999,000 | 3,017,000 | 3,991,000 |
| Interest expense | 174,000 | 350,000 | 522,000 | 690,000 |
| Net interest income | 844,000 | 1,649,000 | 2,495,000 | 3,301,000 |
| Noninterest income | 212,000 | 306,000 | 371,000 | 484,000 |
| Noninterest expense | 635,000 | 1,288,000 | 1,943,000 | 2,574,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 424,000 | 695,000 | 951,000 | 1,239,000 |
| Income tax | 133,000 | 207,000 | 274,000 | 342,000 |
| Net income | 291,000 | 488,000 | 677,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,113,000 | 11,220,000 | 11,408,000 | 11,341,000 |
| Total capital | 11,953,000 | 12,088,000 | 12,247,000 | 12,145,000 |
| Risk-weighted assets | 66,818,000 | 68,858,000 | 66,469,000 | 63,674,000 |