Call reports 2014
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2014
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 104,537,000 | 97,628,000 | 91,869,000 | 95,677,000 |
| Total loans | 66,501,000 | 67,575,000 | 68,040,000 | 65,668,000 |
| Allowance for loan losses | 1,531,000 | 1,405,000 | 1,368,000 | 1,295,000 |
| Securities available for sale | 13,571,000 | 14,132,000 | 15,091,000 | 15,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,839,000 | 82,643,000 | 76,511,000 | 80,630,000 |
| Interest-bearing deposits | 63,793,000 | 71,230,000 | 56,160,000 | 55,490,000 |
| Noninterest-bearing deposits | 23,046,000 | 11,413,000 | 20,351,000 | 25,140,000 |
| Equity capital | 11,141,000 | 11,400,000 | 11,666,000 | 11,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 2,103,000 | 3,153,000 | 4,175,000 |
| Interest expense | 228,000 | 434,000 | 607,000 | 772,000 |
| Net interest income | 740,000 | 1,669,000 | 2,546,000 | 3,403,000 |
| Noninterest income | 188,000 | 226,000 | 312,000 | 383,000 |
| Noninterest expense | 645,000 | 1,261,000 | 1,892,000 | 2,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 283,000 | 634,000 | 967,000 | 1,216,000 |
| Income tax | 76,000 | 177,000 | 277,000 | 327,000 |
| Net income | 207,000 | 457,000 | 690,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,264,000 | 11,422,000 | 11,657,000 | 11,556,000 |
| Total capital | 12,099,000 | 12,231,000 | 12,487,000 | 12,391,000 |
| Risk-weighted assets | 66,142,000 | 64,106,000 | 65,882,000 | 66,354,000 |