Call reports 2013
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2013
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,446,000 | 99,482,000 | 96,154,000 | 106,556,000 |
| Total loans | 71,544,000 | 71,284,000 | 70,805,000 | 67,951,000 |
| Allowance for loan losses | 1,728,000 | 1,821,000 | 1,808,000 | 1,812,000 |
| Securities available for sale | 13,780,000 | 14,149,000 | 13,802,000 | 13,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,010,000 | 82,432,000 | 78,953,000 | 89,228,000 |
| Interest-bearing deposits | 64,127,000 | 61,022,000 | 59,027,000 | 66,503,000 |
| Noninterest-bearing deposits | 22,883,000 | 21,410,000 | 19,926,000 | 22,725,000 |
| Equity capital | 11,072,000 | 10,761,000 | 10,814,000 | 10,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,323,000 | 3,427,000 | 4,515,000 |
| Interest expense | 265,000 | 516,000 | 743,000 | 973,000 |
| Net interest income | 919,000 | 1,807,000 | 2,684,000 | 3,542,000 |
| Noninterest income | 79,000 | 55,000 | 167,000 | 270,000 |
| Noninterest expense | 624,000 | 1,261,000 | 1,917,000 | 2,577,000 |
| Provision for loan losses | 126,000 | 252,000 | 327,000 | 357,000 |
| Pretax income | 251,000 | 352,000 | 610,000 | 881,000 |
| Income tax | 59,000 | 64,000 | 127,000 | 161,000 |
| Net income | 192,000 | 288,000 | 483,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,829,000 | 10,835,000 | 11,029,000 | 11,056,000 |
| Total capital | 11,746,000 | 11,703,000 | 11,883,000 | 11,924,000 |
| Risk-weighted assets | 72,514,000 | 68,505,000 | 67,392,000 | 68,465,000 |