Call reports 2012
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2012
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,400,000 | 103,888,000 | 100,415,000 | 104,973,000 |
| Total loans | 71,407,000 | 74,459,000 | 74,797,000 | 71,999,000 |
| Allowance for loan losses | 1,517,000 | 1,595,000 | 1,714,000 | 1,600,000 |
| Securities available for sale | 10,470,000 | 11,271,000 | 12,221,000 | 12,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,429,000 | 86,945,000 | 83,207,000 | 87,728,000 |
| Interest-bearing deposits | 80,635,000 | 78,014,000 | 73,960,000 | 75,464,000 |
| Noninterest-bearing deposits | 11,794,000 | 8,931,000 | 9,247,000 | 12,264,000 |
| Equity capital | 10,483,000 | 10,596,000 | 10,785,000 | 10,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,556,000 | 3,831,000 | 5,090,000 |
| Interest expense | 372,000 | 719,000 | 1,028,000 | 1,309,000 |
| Net interest income | 930,000 | 1,837,000 | 2,803,000 | 3,781,000 |
| Noninterest income | 5,000 | 8,000 | 113,000 | 206,000 |
| Noninterest expense | 675,000 | 1,377,000 | 2,049,000 | 2,663,000 |
| Provision for loan losses | 195,000 | 390,000 | 560,000 | 680,000 |
| Pretax income | 65,000 | 94,000 | 359,000 | 696,000 |
| Income tax | -9,000 | -29,000 | 37,000 | 90,000 |
| Net income | 74,000 | 123,000 | 322,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,255,000 | 10,304,000 | 10,503,000 | 10,637,000 |
| Total capital | 11,141,000 | 11,197,000 | 11,409,000 | 11,565,000 |
| Risk-weighted assets | 70,221,000 | 70,717,000 | 71,671,000 | 73,605,000 |