Call reports 2011
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2011
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 114,564,000 | 108,020,000 | 104,717,000 | 111,033,000 |
| Total loans | 78,047,000 | 77,610,000 | 79,172,000 | 76,390,000 |
| Allowance for loan losses | 1,316,000 | 1,264,000 | 1,442,000 | 1,579,000 |
| Securities available for sale | 14,037,000 | 12,477,000 | 12,087,000 | 11,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,265,000 | 89,381,000 | 85,791,000 | 92,040,000 |
| Interest-bearing deposits | 87,283,000 | 80,640,000 | 77,187,000 | 80,477,000 |
| Noninterest-bearing deposits | 8,982,000 | 8,741,000 | 8,604,000 | 11,563,000 |
| Equity capital | 9,861,000 | 10,079,000 | 10,362,000 | 10,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,911,000 | 4,348,000 | 5,744,000 |
| Interest expense | 512,000 | 996,000 | 1,431,000 | 1,828,000 |
| Net interest income | 932,000 | 1,915,000 | 2,917,000 | 3,916,000 |
| Noninterest income | 106,000 | 208,000 | 299,000 | 425,000 |
| Noninterest expense | 640,000 | 1,284,000 | 1,937,000 | 2,567,000 |
| Provision for loan losses | 195,000 | 490,000 | 785,000 | 1,155,000 |
| Pretax income | 221,000 | 367,000 | 515,000 | 640,000 |
| Income tax | 51,000 | 74,000 | 101,000 | 113,000 |
| Net income | 170,000 | 293,000 | 414,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,912,000 | 9,946,000 | 10,067,000 | 10,181,000 |
| Total capital | 10,906,000 | 10,900,000 | 11,033,000 | 11,141,000 |
| Risk-weighted assets | 79,160,000 | 76,007,000 | 76,807,000 | 76,181,000 |