Call reports 2010
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2010
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 111,750,000 | 108,775,000 | 112,411,000 | 114,617,000 |
| Total loans | 81,783,000 | 85,290,000 | 84,572,000 | 79,417,000 |
| Allowance for loan losses | 1,309,000 | 1,283,000 | 1,372,000 | 1,159,000 |
| Securities available for sale | 10,762,000 | 11,083,000 | 12,226,000 | 13,609,000 |
| Securities held to maturity | 22,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,690,000 | 91,392,000 | 93,969,000 | 96,325,000 |
| Interest-bearing deposits | 85,867,000 | 83,602,000 | 86,007,000 | 87,626,000 |
| Noninterest-bearing deposits | 8,823,000 | 7,790,000 | 7,962,000 | 8,699,000 |
| Equity capital | 8,583,000 | 8,723,000 | 9,993,000 | 9,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 3,020,000 | 4,555,000 | 6,047,000 |
| Interest expense | 596,000 | 1,192,000 | 1,764,000 | 2,314,000 |
| Net interest income | 905,000 | 1,828,000 | 2,791,000 | 3,733,000 |
| Noninterest income | 101,000 | 203,000 | 307,000 | 410,000 |
| Noninterest expense | 608,000 | 1,225,000 | 1,805,000 | 2,401,000 |
| Provision for loan losses | 150,000 | 410,000 | 1,100,000 | 1,321,000 |
| Pretax income | 255,000 | 509,000 | 306,000 | 534,000 |
| Income tax | 62,000 | 119,000 | 16,000 | 43,000 |
| Net income | 193,000 | 390,000 | 290,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,442,000 | 8,638,000 | 9,782,000 | 9,743,000 |
| Total capital | 9,503,000 | 9,680,000 | 10,804,000 | 10,756,000 |
| Risk-weighted assets | 84,592,000 | 83,115,000 | 81,441,000 | 80,907,000 |