Call reports 2009
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2009
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,155,000 | 103,771,000 | 107,052,000 | 108,185,000 |
| Total loans | 75,942,000 | 78,213,000 | 82,633,000 | 81,580,000 |
| Allowance for loan losses | 613,000 | 641,000 | 731,000 | 1,125,000 |
| Securities available for sale | 9,824,000 | 10,173,000 | 11,139,000 | 10,830,000 |
| Securities held to maturity | 25,000 | 25,000 | 23,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,166,000 | 86,677,000 | 89,592,000 | 91,019,000 |
| Interest-bearing deposits | 76,029,000 | 79,440,000 | 83,038,000 | 82,631,000 |
| Noninterest-bearing deposits | 8,137,000 | 7,237,000 | 6,554,000 | 8,388,000 |
| Equity capital | 8,323,000 | 8,486,000 | 8,828,000 | 8,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,001,000 | 4,571,000 | 6,005,000 |
| Interest expense | 651,000 | 1,294,000 | 1,927,000 | 2,551,000 |
| Net interest income | 881,000 | 1,707,000 | 2,644,000 | 3,454,000 |
| Noninterest income | 96,000 | 209,000 | 331,000 | 445,000 |
| Noninterest expense | 614,000 | 1,210,000 | 1,802,000 | 2,386,000 |
| Provision for loan losses | 90,000 | 165,000 | 285,000 | 926,000 |
| Pretax income | 310,000 | 587,000 | 934,000 | 633,000 |
| Income tax | 85,000 | 158,000 | 248,000 | 64,000 |
| Net income | 225,000 | 429,000 | 686,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,276,000 | 8,480,000 | 8,654,000 | 8,248,000 |
| Total capital | 8,889,000 | 9,121,000 | 9,385,000 | 9,290,000 |
| Risk-weighted assets | 75,272,000 | 78,084,000 | 82,780,000 | 83,237,000 |