Call reports 2002
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2002
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,253,000 | 67,596,000 | 68,161,000 | 69,819,000 |
| Total loans | 43,919,000 | 47,367,000 | 47,483,000 | 45,008,000 |
| Allowance for loan losses | 669,000 | 679,000 | 700,000 | 636,000 |
| Securities available for sale | 12,139,000 | 11,352,000 | 11,052,000 | 14,642,000 |
| Securities held to maturity | 2,366,000 | 2,324,000 | 1,947,000 | 1,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,962,000 | 61,798,000 | 61,985,000 | 63,630,000 |
| Interest-bearing deposits | 53,844,000 | 55,163,000 | 55,487,000 | 56,914,000 |
| Noninterest-bearing deposits | 7,118,000 | 6,635,000 | 6,498,000 | 6,716,000 |
| Equity capital | 5,016,000 | 5,320,000 | 5,627,000 | 5,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,339,000 | 3,494,000 | 4,636,000 |
| Interest expense | 583,000 | 1,132,000 | 1,648,000 | 2,142,000 |
| Net interest income | 594,000 | 1,207,000 | 1,846,000 | 2,494,000 |
| Noninterest income | 113,000 | 240,000 | 358,000 | 463,000 |
| Noninterest expense | 476,000 | 933,000 | 1,409,000 | 1,955,000 |
| Provision for loan losses | 23,000 | 45,000 | 60,000 | 60,000 |
| Pretax income | 208,000 | 469,000 | 735,000 | 947,000 |
| Income tax | 58,000 | 135,000 | 214,000 | 234,000 |
| Net income | 150,000 | 334,000 | 521,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,103,000 | 5,224,000 | 5,412,000 | 5,291,000 |
| Total capital | 5,711,000 | 5,872,000 | 6,062,000 | 5,924,000 |
| Risk-weighted assets | 48,551,000 | 51,829,000 | 51,921,000 | 50,670,000 |