Call reports 2001
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2001
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,172,000 | 63,096,000 | 65,289,000 | 65,934,000 |
| Total loans | 41,351,000 | 42,486,000 | 44,755,000 | 42,925,000 |
| Allowance for loan losses | 619,000 | 626,000 | 653,000 | 647,000 |
| Securities available for sale | 7,277,000 | 8,870,000 | 10,838,000 | 12,108,000 |
| Securities held to maturity | 3,138,000 | 3,080,000 | 2,822,000 | 2,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,051,000 | 57,848,000 | 59,303,000 | 60,452,000 |
| Interest-bearing deposits | 48,852,000 | 51,732,000 | 53,291,000 | 53,931,000 |
| Noninterest-bearing deposits | 6,199,000 | 6,116,000 | 6,012,000 | 6,521,000 |
| Equity capital | 4,872,000 | 4,927,000 | 5,155,000 | 4,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,489,000 | 3,739,000 | 4,963,000 |
| Interest expense | 711,000 | 1,439,000 | 2,155,000 | 2,815,000 |
| Net interest income | 529,000 | 1,050,000 | 1,584,000 | 2,148,000 |
| Noninterest income | 107,000 | 222,000 | 319,000 | 435,000 |
| Noninterest expense | 428,000 | 863,000 | 1,288,000 | 1,804,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 105,000 |
| Pretax income | 161,000 | 332,000 | 510,000 | 728,000 |
| Income tax | 39,000 | 87,000 | 136,000 | 159,000 |
| Net income | 122,000 | 245,000 | 374,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,843,000 | 4,904,000 | 5,033,000 | 4,953,000 |
| Total capital | 5,417,000 | 5,490,000 | 5,648,000 | 5,557,000 |
| Risk-weighted assets | 45,851,000 | 46,836,000 | 49,161,000 | 48,241,000 |