Call reports 2010
SUNRISE BANK — 2010
What SUNRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 281,887,000 | 257,124,000 | 262,314,000 | 231,836,000 |
| Total loans | 212,948,000 | 203,488,000 | 194,004,000 | 183,641,000 |
| Allowance for loan losses | 7,341,000 | 7,480,000 | 7,292,000 | 7,815,000 |
| Securities available for sale | 2,173,000 | 2,109,000 | 2,054,000 | 1,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,953,000 | 225,839,000 | 233,309,000 | 210,536,000 |
| Interest-bearing deposits | 218,269,000 | 195,339,000 | 145,004,000 | 129,308,000 |
| Noninterest-bearing deposits | 27,684,000 | 30,500,000 | 88,305,000 | 81,228,000 |
| Equity capital | 28,452,000 | 27,268,000 | 26,047,000 | 19,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,374,000 | 6,661,000 | 9,771,000 | 12,681,000 |
| Interest expense | 412,000 | 778,000 | 1,098,000 | 1,355,000 |
| Net interest income | 2,962,000 | 5,883,000 | 8,673,000 | 11,326,000 |
| Noninterest income | 55,000 | 111,000 | -136,000 | -846,000 |
| Noninterest expense | 2,823,000 | 5,481,000 | 7,894,000 | 14,997,000 |
| Provision for loan losses | 1,358,000 | 2,859,000 | 4,211,000 | 5,810,000 |
| Pretax income | -1,164,000 | -2,346,000 | -3,568,000 | -10,327,000 |
| Income tax | 316,000 | 316,000 | 316,000 | 31,000 |
| Net income | -1,480,000 | -2,662,000 | -3,884,000 | -10,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,405,000 | 20,732,000 | 19,346,000 | 17,628,000 |
| Total capital | 25,075,000 | 23,287,000 | 21,766,000 | 19,916,000 |
| Risk-weighted assets | 208,966,000 | 199,493,000 | 188,750,000 | 177,538,000 |