Call reports 2009
SUNRISE BANK — 2009
What SUNRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 99,769,000 | 100,215,000 | 106,146,000 | 103,488,000 |
| Total loans | 68,336,000 | 70,790,000 | 70,662,000 | 69,376,000 |
| Allowance for loan losses | 869,000 | 1,573,000 | 1,784,000 | 1,777,000 |
| Securities available for sale | 2,889,000 | 2,697,000 | 2,301,000 | 2,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,500,000 | 87,369,000 | 93,654,000 | 90,633,000 |
| Interest-bearing deposits | 64,878,000 | 63,844,000 | 66,789,000 | 60,989,000 |
| Noninterest-bearing deposits | 21,622,000 | 23,525,000 | 26,865,000 | 29,644,000 |
| Equity capital | 13,044,000 | 12,516,000 | 12,211,000 | 12,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,213,000 | 3,333,000 | 4,426,000 |
| Interest expense | 136,000 | 285,000 | 447,000 | 604,000 |
| Net interest income | 927,000 | 1,928,000 | 2,886,000 | 3,822,000 |
| Noninterest income | 72,000 | 159,000 | 226,000 | 340,000 |
| Noninterest expense | 786,000 | 1,663,000 | 2,480,000 | 3,350,000 |
| Provision for loan losses | 695,000 | 1,642,000 | 1,938,000 | 2,670,000 |
| Pretax income | -482,000 | -1,218,000 | -1,306,000 | -1,858,000 |
| Income tax | -190,000 | -485,000 | 137,000 | -767,000 |
| Net income | -292,000 | -733,000 | -1,443,000 | -1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,540,000 | 10,098,000 | 9,389,000 | 9,608,000 |
| Total capital | 11,409,000 | 11,018,000 | 10,275,000 | 10,477,000 |
| Risk-weighted assets | 73,190,000 | 72,981,000 | 69,971,000 | 68,648,000 |