Call reports 2008
SUNRISE BANK — 2008
What SUNRISE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 95,719,000 | 99,592,000 | 99,031,000 | 96,805,000 |
| Total loans | 55,405,000 | 57,674,000 | 61,054,000 | 62,608,000 |
| Allowance for loan losses | 700,000 | 633,000 | 648,000 | 810,000 |
| Securities available for sale | 295,000 | 287,000 | 1,126,000 | 1,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,062,000 | 84,774,000 | 84,236,000 | 83,004,000 |
| Interest-bearing deposits | 55,409,000 | 59,738,000 | 59,201,000 | 56,393,000 |
| Noninterest-bearing deposits | 25,653,000 | 25,036,000 | 25,035,000 | 26,611,000 |
| Equity capital | 14,449,000 | 14,543,000 | 13,537,000 | 13,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,370,000 | 3,500,000 | 4,623,000 |
| Interest expense | 374,000 | 649,000 | 910,000 | 1,110,000 |
| Net interest income | 897,000 | 1,721,000 | 2,590,000 | 3,513,000 |
| Noninterest income | 102,000 | 194,000 | 289,000 | 413,000 |
| Noninterest expense | 715,000 | 1,441,000 | 2,220,000 | 2,915,000 |
| Provision for loan losses | 140,000 | 148,000 | 205,000 | 384,000 |
| Pretax income | 144,000 | 326,000 | 454,000 | 627,000 |
| Income tax | 67,000 | 151,000 | 213,000 | 266,000 |
| Net income | 77,000 | 175,000 | 241,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,647,000 | 11,745,000 | 10,811,000 | 10,831,000 |
| Total capital | 12,347,000 | 12,378,000 | 11,459,000 | 11,641,000 |
| Risk-weighted assets | 64,844,000 | 66,834,000 | 70,409,000 | 69,880,000 |