Call reports 2007
SUNRISE BANK — 2007
What SUNRISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,365,000 | 87,401,000 | 92,002,000 | 89,570,000 |
| Total loans | 41,975,000 | 45,469,000 | 51,670,000 | 54,707,000 |
| Allowance for loan losses | 420,000 | 455,000 | 500,000 | 560,000 |
| Securities available for sale | 545,000 | 530,000 | 535,000 | 544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,061,000 | 72,913,000 | 77,460,000 | 74,857,000 |
| Interest-bearing deposits | 51,030,000 | 49,301,000 | 55,171,000 | 51,182,000 |
| Noninterest-bearing deposits | 23,031,000 | 23,612,000 | 22,289,000 | 23,675,000 |
| Equity capital | 14,138,000 | 14,282,000 | 14,346,000 | 14,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,716,000 | 4,135,000 | 5,629,000 |
| Interest expense | 374,000 | 790,000 | 1,273,000 | 1,741,000 |
| Net interest income | 991,000 | 1,926,000 | 2,862,000 | 3,888,000 |
| Noninterest income | 63,000 | 131,000 | 191,000 | 285,000 |
| Noninterest expense | 723,000 | 1,416,000 | 2,167,000 | 2,925,000 |
| Provision for loan losses | 50,000 | 85,000 | 230,000 | 383,000 |
| Pretax income | 281,000 | 556,000 | 656,000 | 865,000 |
| Income tax | 124,000 | 246,000 | 287,000 | 360,000 |
| Net income | 157,000 | 310,000 | 369,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,310,000 | 11,500,000 | 11,559,000 | 11,695,000 |
| Total capital | 11,730,000 | 11,955,000 | 12,059,000 | 12,255,000 |
| Risk-weighted assets | 52,775,000 | 55,405,000 | 61,029,000 | 60,784,000 |