Call reports 2006
SUNRISE BANK — 2006
What SUNRISE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,455,000 | 76,052,000 | 78,568,000 | 82,903,000 |
| Total loans | 36,575,000 | 30,651,000 | 32,712,000 | 37,398,000 |
| Allowance for loan losses | 475,000 | 435,000 | 435,000 | 370,000 |
| Securities available for sale | 547,000 | 536,000 | 548,000 | 546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,358,000 | 65,739,000 | 67,654,000 | 68,687,000 |
| Interest-bearing deposits | 43,059,000 | 41,580,000 | 43,200,000 | 40,769,000 |
| Noninterest-bearing deposits | 23,299,000 | 24,159,000 | 24,454,000 | 27,918,000 |
| Equity capital | 9,902,000 | 10,139,000 | 10,753,000 | 13,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,418,000 | 3,620,000 | 4,905,000 |
| Interest expense | 281,000 | 597,000 | 938,000 | 1,307,000 |
| Net interest income | 877,000 | 1,821,000 | 2,682,000 | 3,598,000 |
| Noninterest income | 79,000 | 130,000 | 171,000 | 210,000 |
| Noninterest expense | 612,000 | 1,237,000 | 1,855,000 | 2,568,000 |
| Provision for loan losses | 15,000 | -25,000 | -25,000 | -90,000 |
| Pretax income | 329,000 | 739,000 | 1,023,000 | 1,330,000 |
| Income tax | 130,000 | 298,000 | 417,000 | 543,000 |
| Net income | 199,000 | 441,000 | 606,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,924,000 | 10,166,000 | 10,771,000 | 11,152,000 |
| Total capital | 10,399,000 | 10,601,000 | 11,206,000 | 11,522,000 |
| Risk-weighted assets | 43,345,000 | 41,350,000 | 44,151,000 | 48,681,000 |