Call reports 2005
SUNRISE BANK — 2005
What SUNRISE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 58,206,000 | 59,866,000 | 67,758,000 | 70,834,000 |
| Total loans | 35,220,000 | 36,274,000 | 37,280,000 | 38,228,000 |
| Allowance for loan losses | 375,000 | 410,000 | 451,000 | 460,000 |
| Securities available for sale | 571,000 | 575,000 | 565,000 | 557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,845,000 | 50,366,000 | 58,154,000 | 60,895,000 |
| Interest-bearing deposits | 30,464,000 | 30,908,000 | 36,713,000 | 37,503,000 |
| Noninterest-bearing deposits | 18,381,000 | 19,458,000 | 21,441,000 | 23,392,000 |
| Equity capital | 9,282,000 | 9,423,000 | 9,521,000 | 9,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,642,000 | 2,588,000 | 3,646,000 |
| Interest expense | 131,000 | 281,000 | 466,000 | 715,000 |
| Net interest income | 652,000 | 1,361,000 | 2,122,000 | 2,931,000 |
| Noninterest income | 23,000 | 83,000 | 120,000 | 143,000 |
| Noninterest expense | 540,000 | 1,065,000 | 1,662,000 | 2,269,000 |
| Provision for loan losses | 25,000 | 60,000 | 101,000 | 110,000 |
| Pretax income | 110,000 | 319,000 | 479,000 | 695,000 |
| Income tax | 39,000 | 112,000 | 168,000 | 243,000 |
| Net income | 71,000 | 207,000 | 311,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,996,000 | 9,206,000 | 9,365,000 | 9,635,000 |
| Total capital | 9,371,000 | 9,616,000 | 9,816,000 | 10,095,000 |
| Risk-weighted assets | 40,283,000 | 40,949,000 | 42,067,000 | 43,319,000 |