Call reports 2004
SUNRISE BANK — 2004
What SUNRISE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,187,000 | 44,485,000 | 48,257,000 | 50,956,000 |
| Total loans | 14,055,000 | 25,541,000 | 30,189,000 | 33,166,000 |
| Allowance for loan losses | 185,000 | 245,000 | 315,000 | 350,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,910,000 | 35,267,000 | 39,023,000 | 41,680,000 |
| Interest-bearing deposits | 16,016,000 | 22,987,000 | 23,950,000 | 25,692,000 |
| Noninterest-bearing deposits | 10,894,000 | 12,280,000 | 15,073,000 | 15,988,000 |
| Equity capital | 9,237,000 | 9,179,000 | 9,165,000 | 9,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 732,000 | 1,283,000 | 1,976,000 |
| Interest expense | 39,000 | 96,000 | 170,000 | 271,000 |
| Net interest income | 231,000 | 636,000 | 1,113,000 | 1,705,000 |
| Noninterest income | 5,000 | 17,000 | 67,000 | 78,000 |
| Noninterest expense | 431,000 | 874,000 | 1,350,000 | 1,823,000 |
| Provision for loan losses | 65,000 | 125,000 | 195,000 | 230,000 |
| Pretax income | -260,000 | -346,000 | -365,000 | -270,000 |
| Income tax | -88,000 | -116,000 | -121,000 | -84,000 |
| Net income | -172,000 | -230,000 | -244,000 | -186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,898,000 | 8,812,000 | 8,793,000 | 8,887,000 |
| Total capital | 9,083,000 | 9,057,000 | 9,108,000 | 9,237,000 |
| Risk-weighted assets | 19,169,000 | 29,927,000 | 34,803,000 | 37,994,000 |