Call reports 2026
PEOPLES STATE BANK — 2026
What PEOPLES STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 973,263,000 | 992,960,000 |
| Total loans | 637,587,000 | 646,369,000 |
| Allowance for loan losses | 9,259,000 | 9,474,000 |
| Securities available for sale | 280,261,000 | 264,988,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 792,043,000 | 810,756,000 |
| Interest-bearing deposits | 607,680,000 | 621,657,000 |
| Noninterest-bearing deposits | 184,363,000 | 189,099,000 |
| Equity capital | 96,030,000 | 100,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,642,000 | 24,066,000 |
| Interest expense | 3,478,000 | 6,958,000 |
| Net interest income | 8,164,000 | 17,108,000 |
| Noninterest income | 852,000 | 1,731,000 |
| Noninterest expense | 5,510,000 | 11,162,000 |
| Provision for loan losses | -40,000 | 50,000 |
| Pretax income | 3,408,000 | 7,259,000 |
| Income tax | 24,000 | 54,000 |
| Net income | 3,384,000 | 7,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 112,772,000 | 115,566,000 |
| Total capital | 121,680,000 | 124,595,000 |
| Risk-weighted assets | 711,868,000 | 721,483,000 |