Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 906,842,000 | 910,360,000 | 925,859,000 | 890,603,000 |
| Total loans | 550,441,000 | 561,785,000 | 556,598,000 | 553,618,000 |
| Allowance for loan losses | 9,481,000 | 9,431,000 | 9,400,000 | 9,320,000 |
| Securities available for sale | 291,229,000 | 281,173,000 | 284,615,000 | 283,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,735,000 | 752,526,000 | 768,226,000 | 777,895,000 |
| Interest-bearing deposits | 546,250,000 | 546,165,000 | 551,654,000 | 560,277,000 |
| Noninterest-bearing deposits | 212,485,000 | 206,361,000 | 216,572,000 | 217,618,000 |
| Equity capital | 74,564,000 | 75,065,000 | 79,163,000 | 73,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,343,000 | 19,099,000 | 29,390,000 | 39,582,000 |
| Interest expense | 3,546,000 | 7,255,000 | 11,350,000 | 15,157,000 |
| Net interest income | 5,797,000 | 11,844,000 | 18,040,000 | 24,425,000 |
| Noninterest income | 742,000 | 1,512,000 | 2,321,000 | 3,542,000 |
| Noninterest expense | 5,260,000 | 10,653,000 | 16,149,000 | 21,703,000 |
| Provision for loan losses | 0 | -353,000 | -419,000 | -419,000 |
| Pretax income | 1,162,000 | 2,892,000 | 4,534,000 | 6,594,000 |
| Income tax | 0 | 9,000 | 18,000 | 26,000 |
| Net income | 1,162,000 | 2,883,000 | 4,516,000 | 6,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,440,000 | 105,660,000 | 100,335,000 | 102,061,000 |
| Total capital | 112,180,000 | 113,474,000 | 108,370,000 | 109,750,000 |
| Risk-weighted assets | 617,082,000 | 623,070,000 | 641,110,000 | 613,105,000 |