Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 926,182,000 | 911,156,000 | 865,054,000 | 862,539,000 |
| Total loans | 470,162,000 | 467,792,000 | 463,576,000 | 473,060,000 |
| Allowance for loan losses | 11,298,000 | 11,316,000 | 11,280,000 | 11,289,000 |
| Securities available for sale | 382,684,000 | 365,485,000 | 359,254,000 | 346,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,726,000 | 808,195,000 | 772,680,000 | 751,832,000 |
| Interest-bearing deposits | 566,958,000 | 569,109,000 | 542,713,000 | 516,950,000 |
| Noninterest-bearing deposits | 244,768,000 | 239,086,000 | 229,967,000 | 234,882,000 |
| Equity capital | 80,529,000 | 69,556,000 | 57,534,000 | 63,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,144,000 | 12,811,000 | 20,027,000 | 26,872,000 |
| Interest expense | 396,000 | 744,000 | 1,163,000 | 2,021,000 |
| Net interest income | 5,748,000 | 12,067,000 | 18,864,000 | 24,851,000 |
| Noninterest income | 711,000 | 1,418,000 | 2,134,000 | 2,921,000 |
| Noninterest expense | 5,228,000 | 10,527,000 | 15,786,000 | 21,115,000 |
| Provision for loan losses | 0 | -36,000 | -79,000 | -79,000 |
| Pretax income | 1,221,000 | 2,965,000 | 5,264,000 | 6,618,000 |
| Income tax | 0 | 30,000 | 53,000 | 75,000 |
| Net income | 1,221,000 | 2,935,000 | 5,211,000 | 6,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,220,000 | 96,582,000 | 98,444,000 | 99,473,000 |
| Total capital | 102,052,000 | 103,343,000 | 105,081,000 | 106,169,000 |
| Risk-weighted assets | 542,056,000 | 536,338,000 | 526,304,000 | 531,112,000 |