Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 903,946,000 | 911,633,000 | 908,499,000 | 949,364,000 |
| Total loans | 500,571,000 | 489,918,000 | 460,771,000 | 447,929,000 |
| Allowance for loan losses | 12,226,000 | 12,478,000 | 12,151,000 | 11,294,000 |
| Securities available for sale | 350,988,000 | 361,644,000 | 393,211,000 | 408,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 750,646,000 | 751,635,000 | 750,394,000 | 806,531,000 |
| Interest-bearing deposits | 582,316,000 | 582,727,000 | 542,729,000 | 555,402,000 |
| Noninterest-bearing deposits | 168,330,000 | 168,908,000 | 207,665,000 | 251,129,000 |
| Equity capital | 99,952,000 | 103,868,000 | 102,525,000 | 102,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,916,000 | 14,099,000 | 21,308,000 | 28,855,000 |
| Interest expense | 793,000 | 1,473,000 | 2,047,000 | 2,544,000 |
| Net interest income | 6,123,000 | 12,626,000 | 19,261,000 | 26,311,000 |
| Noninterest income | 721,000 | 1,530,000 | 2,210,000 | 3,008,000 |
| Noninterest expense | 4,680,000 | 9,438,000 | 14,502,000 | 20,321,000 |
| Provision for loan losses | 350,000 | 600,000 | 800,000 | 501,000 |
| Pretax income | 2,499,000 | 5,346,000 | 7,410,000 | 9,755,000 |
| Income tax | 7,000 | 26,000 | 46,000 | 66,000 |
| Net income | 2,492,000 | 5,320,000 | 7,364,000 | 9,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,037,000 | 91,287,000 | 92,453,000 | 94,351,000 |
| Total capital | 95,660,000 | 97,963,000 | 99,042,000 | 100,965,000 |
| Risk-weighted assets | 524,230,000 | 528,306,000 | 521,519,000 | 524,470,000 |