Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 810,085,000 | 874,830,000 | 875,856,000 | 900,547,000 |
| Total loans | 502,781,000 | 520,666,000 | 514,363,000 | 506,820,000 |
| Allowance for loan losses | 11,872,000 | 10,474,000 | 11,185,000 | 11,876,000 |
| Securities available for sale | 252,697,000 | 289,285,000 | 320,207,000 | 348,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,202,000 | 705,700,000 | 701,842,000 | 731,331,000 |
| Interest-bearing deposits | 536,235,000 | 548,858,000 | 546,748,000 | 564,185,000 |
| Noninterest-bearing deposits | 111,967,000 | 156,842,000 | 155,094,000 | 167,146,000 |
| Equity capital | 94,864,000 | 100,411,000 | 102,257,000 | 104,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,724,000 | 15,038,000 | 22,542,000 | 30,343,000 |
| Interest expense | 1,607,000 | 2,987,000 | 4,115,000 | 5,063,000 |
| Net interest income | 6,117,000 | 12,051,000 | 18,427,000 | 25,280,000 |
| Noninterest income | 691,000 | 1,247,000 | 1,999,000 | 2,719,000 |
| Noninterest expense | 4,313,000 | 8,500,000 | 13,198,000 | 17,738,000 |
| Provision for loan losses | 100,000 | 550,000 | 1,300,000 | 2,050,000 |
| Pretax income | 2,679,000 | 4,598,000 | 6,429,000 | 8,784,000 |
| Income tax | 0 | 11,000 | 28,000 | 45,000 |
| Net income | 2,679,000 | 4,587,000 | 6,401,000 | 8,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,956,000 | 84,547,000 | 86,011,000 | 87,073,000 |
| Total capital | 89,693,000 | 91,137,000 | 92,658,000 | 93,804,000 |
| Risk-weighted assets | 533,806,000 | 523,294,000 | 527,212,000 | 533,345,000 |