Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 790,554,000 | 779,325,000 | 792,287,000 | 801,213,000 |
| Total loans | 571,537,000 | 563,457,000 | 530,417,000 | 525,047,000 |
| Allowance for loan losses | 11,148,000 | 10,198,000 | 11,516,000 | 11,776,000 |
| Securities available for sale | 159,828,000 | 160,512,000 | 177,919,000 | 216,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,765,000 | 627,694,000 | 635,134,000 | 638,790,000 |
| Interest-bearing deposits | 537,578,000 | 525,344,000 | 528,004,000 | 525,836,000 |
| Noninterest-bearing deposits | 102,187,000 | 102,350,000 | 107,130,000 | 112,954,000 |
| Equity capital | 84,358,000 | 85,849,000 | 87,878,000 | 89,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,167,000 | 15,557,000 | 23,667,000 | 31,572,000 |
| Interest expense | 1,612,000 | 3,270,000 | 4,936,000 | 6,591,000 |
| Net interest income | 6,555,000 | 12,287,000 | 18,731,000 | 24,981,000 |
| Noninterest income | 615,000 | 1,320,000 | 2,050,000 | 2,805,000 |
| Noninterest expense | 4,295,000 | 8,556,000 | 12,839,000 | 16,871,000 |
| Provision for loan losses | 450,000 | 1,850,000 | 3,150,000 | 3,450,000 |
| Pretax income | 2,425,000 | 3,203,000 | 4,806,000 | 7,479,000 |
| Income tax | 23,000 | 52,000 | 81,000 | 110,000 |
| Net income | 2,402,000 | 3,151,000 | 4,725,000 | 7,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,920,000 | 76,854,000 | 78,117,000 | 80,582,000 |
| Total capital | 84,429,000 | 84,189,000 | 85,140,000 | 87,533,000 |
| Risk-weighted assets | 597,045,000 | 583,932,000 | 557,309,000 | 551,285,000 |