Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 783,534,000 | 791,247,000 | 786,392,000 | 786,355,000 |
| Total loans | 530,638,000 | 545,388,000 | 558,272,000 | 560,518,000 |
| Allowance for loan losses | 6,874,000 | 8,286,000 | 9,793,000 | 10,771,000 |
| Securities available for sale | 192,362,000 | 183,984,000 | 175,899,000 | 165,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,011,000 | 635,025,000 | 629,894,000 | 638,513,000 |
| Interest-bearing deposits | 535,362,000 | 536,824,000 | 532,591,000 | 530,088,000 |
| Noninterest-bearing deposits | 99,648,000 | 98,201,000 | 97,302,000 | 108,425,000 |
| Equity capital | 78,486,000 | 78,760,000 | 78,111,000 | 80,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,304,000 | 14,943,000 | 22,749,000 | 30,492,000 |
| Interest expense | 1,104,000 | 2,500,000 | 4,093,000 | 5,679,000 |
| Net interest income | 6,200,000 | 12,443,000 | 18,656,000 | 24,813,000 |
| Noninterest income | 604,000 | 1,233,000 | 1,864,000 | 2,555,000 |
| Noninterest expense | 3,811,000 | 7,714,000 | 11,650,000 | 15,739,000 |
| Provision for loan losses | 150,000 | 1,600,000 | 3,100,000 | 4,100,000 |
| Pretax income | 2,843,000 | 4,362,000 | 5,701,000 | 7,080,000 |
| Income tax | 24,000 | 41,000 | 60,000 | 77,000 |
| Net income | 2,819,000 | 4,321,000 | 5,641,000 | 7,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,155,000 | 74,629,000 | 74,990,000 | 75,549,000 |
| Total capital | 81,029,000 | 81,899,000 | 82,432,000 | 82,921,000 |
| Risk-weighted assets | 574,084,000 | 580,598,000 | 593,029,000 | 586,216,000 |