Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 760,542,000 | 767,445,000 | 758,271,000 | 770,572,000 |
| Total loans | 492,512,000 | 509,789,000 | 500,004,000 | 517,180,000 |
| Allowance for loan losses | 6,626,000 | 6,609,000 | 6,662,000 | 6,721,000 |
| Securities available for sale | 203,507,000 | 197,661,000 | 202,239,000 | 196,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,117,000 | 638,267,000 | 632,766,000 | 644,481,000 |
| Interest-bearing deposits | 546,210,000 | 539,187,000 | 534,929,000 | 537,009,000 |
| Noninterest-bearing deposits | 95,907,000 | 99,080,000 | 97,837,000 | 107,472,000 |
| Equity capital | 74,032,000 | 77,637,000 | 79,208,000 | 79,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,768,000 | 13,792,000 | 20,835,000 | 27,934,000 |
| Interest expense | 898,000 | 1,841,000 | 2,827,000 | 3,845,000 |
| Net interest income | 5,870,000 | 11,951,000 | 18,008,000 | 24,089,000 |
| Noninterest income | 587,000 | 1,377,000 | 2,021,000 | 2,695,000 |
| Noninterest expense | 3,597,000 | 7,162,000 | 10,848,000 | 14,513,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 170,000 |
| Pretax income | 2,834,000 | 6,110,000 | 9,075,000 | 12,105,000 |
| Income tax | 12,000 | 32,000 | 51,000 | 91,000 |
| Net income | 2,822,000 | 6,078,000 | 9,024,000 | 12,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,826,000 | 70,110,000 | 71,934,000 | 73,053,000 |
| Total capital | 74,452,000 | 76,719,000 | 78,596,000 | 79,774,000 |
| Risk-weighted assets | 540,573,000 | 559,222,000 | 547,315,000 | 560,744,000 |