Call reports 2016
PEOPLES STATE BANK — 2016
What PEOPLES STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 657,418,000 | 664,437,000 | 714,447,000 | 736,211,000 |
| Total loans | 441,756,000 | 454,459,000 | 463,230,000 | 475,634,000 |
| Allowance for loan losses | 6,508,000 | 6,514,000 | 6,511,000 | 6,595,000 |
| Securities available for sale | 168,581,000 | 166,621,000 | 190,883,000 | 201,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,935,000 | 531,688,000 | 608,850,000 | 632,692,000 |
| Interest-bearing deposits | 459,209,000 | 454,279,000 | 515,739,000 | 536,963,000 |
| Noninterest-bearing deposits | 76,726,000 | 77,408,000 | 93,112,000 | 95,729,000 |
| Equity capital | 71,176,000 | 72,568,000 | 74,073,000 | 70,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,117,000 | 12,308,000 | 18,908,000 | 25,370,000 |
| Interest expense | 843,000 | 1,698,000 | 2,628,000 | 3,523,000 |
| Net interest income | 5,274,000 | 10,610,000 | 16,280,000 | 21,847,000 |
| Noninterest income | 546,000 | 1,062,000 | 1,664,000 | 2,351,000 |
| Noninterest expense | 3,310,000 | 6,534,000 | 10,445,000 | 14,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,510,000 | 5,138,000 | 7,499,000 | 10,191,000 |
| Income tax | 17,000 | 38,000 | 58,000 | 78,000 |
| Net income | 2,493,000 | 5,100,000 | 7,441,000 | 10,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,460,000 | 64,745,000 | 64,843,000 | 66,595,000 |
| Total capital | 69,270,000 | 70,733,000 | 71,139,000 | 73,131,000 |
| Risk-weighted assets | 464,120,000 | 478,512,000 | 503,479,000 | 522,827,000 |