Call reports 2014
PEOPLES STATE BANK — 2014
What PEOPLES STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 562,859,000 | 616,472,000 | 632,513,000 | 639,816,000 |
| Total loans | 375,553,000 | 395,801,000 | 409,897,000 | 410,038,000 |
| Allowance for loan losses | 6,765,000 | 6,722,000 | 6,636,000 | 6,621,000 |
| Securities available for sale | 153,846,000 | 177,833,000 | 185,607,000 | 189,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,319,000 | 530,511,000 | 534,380,000 | 547,475,000 |
| Interest-bearing deposits | 362,705,000 | 403,856,000 | 400,266,000 | 410,070,000 |
| Noninterest-bearing deposits | 111,614,000 | 126,655,000 | 134,114,000 | 137,405,000 |
| Equity capital | 58,887,000 | 61,166,000 | 62,627,000 | 64,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,517,000 | 11,139,000 | 17,055,000 | 23,038,000 |
| Interest expense | 995,000 | 1,971,000 | 2,981,000 | 3,956,000 |
| Net interest income | 4,522,000 | 9,168,000 | 14,074,000 | 19,082,000 |
| Noninterest income | 478,000 | 920,000 | 1,430,000 | 1,829,000 |
| Noninterest expense | 2,750,000 | 5,601,000 | 8,668,000 | 11,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,250,000 | 4,487,000 | 6,836,000 | 9,112,000 |
| Income tax | 21,000 | 41,000 | 62,000 | 83,000 |
| Net income | 2,229,000 | 4,446,000 | 6,774,000 | 9,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,189,000 | 54,620,000 | 55,777,000 | 56,860,000 |
| Total capital | 61,081,000 | 59,841,000 | 61,182,000 | 62,136,000 |
| Risk-weighted assets | 389,480,000 | 416,165,000 | 431,080,000 | 420,618,000 |