Call reports 2013
PEOPLES STATE BANK — 2013
What PEOPLES STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 539,412,000 | 536,311,000 | 546,564,000 | 549,515,000 |
| Total loans | 382,313,000 | 379,602,000 | 376,387,000 | 370,088,000 |
| Allowance for loan losses | 6,823,000 | 6,941,000 | 6,839,000 | 6,784,000 |
| Securities available for sale | 121,581,000 | 123,008,000 | 129,165,000 | 144,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,986,000 | 451,651,000 | 455,872,000 | 464,145,000 |
| Interest-bearing deposits | 345,313,000 | 353,949,000 | 358,250,000 | 360,704,000 |
| Noninterest-bearing deposits | 105,673,000 | 97,702,000 | 97,622,000 | 103,441,000 |
| Equity capital | 58,905,000 | 57,636,000 | 57,174,000 | 56,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,778,000 | 11,515,000 | 17,260,000 | 22,938,000 |
| Interest expense | 1,187,000 | 2,301,000 | 3,391,000 | 4,445,000 |
| Net interest income | 4,591,000 | 9,214,000 | 13,869,000 | 18,493,000 |
| Noninterest income | 395,000 | 781,000 | 1,162,000 | 1,561,000 |
| Noninterest expense | 2,549,000 | 5,120,000 | 7,667,000 | 10,368,000 |
| Provision for loan losses | 225,000 | 375,000 | 375,000 | 375,000 |
| Pretax income | 2,212,000 | 4,500,000 | 6,989,000 | 9,252,000 |
| Income tax | 25,000 | 72,000 | 127,000 | 181,000 |
| Net income | 2,187,000 | 4,428,000 | 6,862,000 | 9,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,464,000 | 53,657,000 | 54,969,000 | 55,305,000 |
| Total capital | 57,402,000 | 58,563,000 | 59,751,000 | 60,157,000 |
| Risk-weighted assets | 392,530,000 | 390,411,000 | 380,496,000 | 386,243,000 |