Call reports 2012
PEOPLES STATE BANK — 2012
What PEOPLES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 526,122,000 | 521,903,000 | 532,198,000 | 546,035,000 |
| Total loans | 370,976,000 | 379,094,000 | 386,747,000 | 374,480,000 |
| Allowance for loan losses | 7,050,000 | 6,922,000 | 6,790,000 | 6,630,000 |
| Securities available for sale | 123,675,000 | 110,859,000 | 113,825,000 | 128,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,828,000 | 434,518,000 | 439,281,000 | 454,595,000 |
| Interest-bearing deposits | 342,661,000 | 343,256,000 | 348,276,000 | 350,012,000 |
| Noninterest-bearing deposits | 91,167,000 | 91,262,000 | 91,005,000 | 104,583,000 |
| Equity capital | 54,939,000 | 56,747,000 | 57,804,000 | 58,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,946,000 | 12,012,000 | 17,870,000 | 23,770,000 |
| Interest expense | 1,481,000 | 2,875,000 | 4,195,000 | 5,476,000 |
| Net interest income | 4,465,000 | 9,137,000 | 13,675,000 | 18,294,000 |
| Noninterest income | 390,000 | 781,000 | 1,203,000 | 1,642,000 |
| Noninterest expense | 2,438,000 | 4,927,000 | 7,377,000 | 9,965,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 825,000 |
| Pretax income | 2,192,000 | 4,541,000 | 6,826,000 | 9,146,000 |
| Income tax | 45,000 | 55,000 | 75,000 | 100,000 |
| Net income | 2,147,000 | 4,486,000 | 6,751,000 | 9,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,467,000 | 49,608,000 | 50,676,000 | 51,474,000 |
| Total capital | 53,273,000 | 54,500,000 | 55,703,000 | 56,394,000 |
| Risk-weighted assets | 382,245,000 | 389,311,000 | 400,554,000 | 391,859,000 |