Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 404,121,000 | 406,504,000 | 507,091,000 | 523,025,000 |
| Total loans | 312,072,000 | 318,647,000 | 363,331,000 | 357,977,000 |
| Allowance for loan losses | 5,732,000 | 5,948,000 | 6,765,000 | 6,822,000 |
| Securities available for sale | 69,167,000 | 67,039,000 | 108,708,000 | 134,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,043,000 | 341,210,000 | 420,852,000 | 434,469,000 |
| Interest-bearing deposits | 290,838,000 | 286,768,000 | 342,502,000 | 348,159,000 |
| Noninterest-bearing deposits | 51,205,000 | 54,442,000 | 78,350,000 | 86,310,000 |
| Equity capital | 39,182,000 | 41,113,000 | 55,174,000 | 55,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,980,000 | 10,028,000 | 18,095,000 | 24,022,000 |
| Interest expense | 1,471,000 | 2,920,000 | 5,209,000 | 6,775,000 |
| Net interest income | 3,509,000 | 7,108,000 | 12,886,000 | 17,247,000 |
| Noninterest income | 344,000 | 688,000 | 1,123,000 | 1,571,000 |
| Noninterest expense | 1,958,000 | 4,032,000 | 7,303,000 | 9,810,000 |
| Provision for loan losses | 225,000 | 450,000 | 745,000 | 895,000 |
| Pretax income | 1,670,000 | 3,314,000 | 5,961,000 | 8,113,000 |
| Income tax | 39,000 | 39,000 | 94,000 | 94,000 |
| Net income | 1,631,000 | 3,275,000 | 5,867,000 | 8,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,027,000 | 40,134,000 | 48,384,000 | 49,038,000 |
| Total capital | 42,936,000 | 44,071,000 | 53,015,000 | 53,631,000 |
| Risk-weighted assets | 313,151,000 | 318,800,000 | 368,351,000 | 365,170,000 |