Call reports 2010
PEOPLES STATE BANK — 2010
What PEOPLES STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 363,129,000 | 373,517,000 | 380,536,000 | 404,209,000 |
| Total loans | 290,240,000 | 293,765,000 | 293,978,000 | 302,300,000 |
| Allowance for loan losses | 4,441,000 | 4,747,000 | 4,951,000 | 5,504,000 |
| Securities available for sale | 39,314,000 | 43,866,000 | 58,800,000 | 67,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,909,000 | 304,771,000 | 310,241,000 | 343,687,000 |
| Interest-bearing deposits | 246,870,000 | 253,306,000 | 260,100,000 | 283,439,000 |
| Noninterest-bearing deposits | 50,039,000 | 51,465,000 | 50,141,000 | 60,248,000 |
| Equity capital | 36,484,000 | 37,353,000 | 38,631,000 | 37,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,635,000 | 9,473,000 | 14,306,000 | 19,158,000 |
| Interest expense | 1,679,000 | 3,342,000 | 5,007,000 | 6,610,000 |
| Net interest income | 2,956,000 | 6,131,000 | 9,299,000 | 12,548,000 |
| Noninterest income | 365,000 | 692,000 | 1,044,000 | 1,391,000 |
| Noninterest expense | 1,691,000 | 3,482,000 | 5,221,000 | 7,202,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,375,000 |
| Pretax income | 1,255,000 | 2,591,000 | 3,997,000 | 5,362,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 53,000 |
| Net income | 1,244,000 | 2,569,000 | 3,964,000 | 5,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,676,000 | 36,515,000 | 37,351,000 | 38,159,000 |
| Total capital | 39,352,000 | 40,216,000 | 41,072,000 | 41,980,000 |
| Risk-weighted assets | 293,340,000 | 296,145,000 | 296,411,000 | 304,014,000 |