Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 204,294,000 | 206,033,000 | 215,230,000 | 218,724,000 |
| Total loans | 162,678,000 | 171,515,000 | 176,027,000 | 178,379,000 |
| Allowance for loan losses | 2,044,000 | 2,126,000 | 2,248,000 | 2,293,000 |
| Securities available for sale | 22,150,000 | 20,681,000 | 22,937,000 | 21,755,000 |
| Securities held to maturity | 2,463,000 | 2,307,000 | 2,307,000 | 1,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,887,000 | 171,694,000 | 178,523,000 | 185,262,000 |
| Interest-bearing deposits | 155,629,000 | 160,198,000 | 166,372,000 | 171,228,000 |
| Noninterest-bearing deposits | 10,258,000 | 11,496,000 | 12,151,000 | 14,034,000 |
| Equity capital | 16,436,000 | 17,302,000 | 18,275,000 | 18,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,944,000 | 7,871,000 | 11,772,000 | 15,551,000 |
| Interest expense | 2,431,000 | 4,678,000 | 6,874,000 | 8,855,000 |
| Net interest income | 1,513,000 | 3,193,000 | 4,898,000 | 6,696,000 |
| Noninterest income | 152,000 | 318,000 | 485,000 | 707,000 |
| Noninterest expense | 791,000 | 1,669,000 | 2,518,000 | 3,588,000 |
| Provision for loan losses | 114,000 | 225,000 | 337,000 | 450,000 |
| Pretax income | 760,000 | 1,617,000 | 2,528,000 | 3,436,000 |
| Income tax | 0 | 0 | 0 | 116,000 |
| Net income | 760,000 | 1,617,000 | 2,528,000 | 3,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,978,000 | 16,779,000 | 17,575,000 | 17,694,000 |
| Total capital | 18,022,000 | 18,862,000 | 19,793,000 | 19,856,000 |
| Risk-weighted assets | 177,271,000 | 167,020,000 | 177,338,000 | 172,816,000 |