Call reports 2026
FARMERS AND MERCHANTS STATE BANK OF ALPHA — 2026
What FARMERS AND MERCHANTS STATE BANK OF ALPHA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 48,306,000 | 47,394,000 |
| Total loans | 31,194,000 | 30,489,000 |
| Allowance for loan losses | 335,000 | 335,000 |
| Securities available for sale | 4,170,000 | 4,789,000 |
| Securities held to maturity | 756,000 | 756,000 |
| Trading assets | 0 | 0 |
| Total deposits | 42,156,000 | 41,169,000 |
| Interest-bearing deposits | 35,150,000 | 34,485,000 |
| Noninterest-bearing deposits | 7,006,000 | 6,684,000 |
| Equity capital | 5,191,000 | 5,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 654,000 | 1,291,000 |
| Interest expense | 228,000 | 465,000 |
| Net interest income | 426,000 | 826,000 |
| Noninterest income | 14,000 | 30,000 |
| Noninterest expense | 349,000 | 647,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 91,000 | 209,000 |
| Income tax | 27,000 | 60,000 |
| Net income | 64,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,210,000 | 5,293,000 |