Call reports 2012
FARMERS AND MERCHANTS STATE BANK OF ALPHA — 2012
What FARMERS AND MERCHANTS STATE BANK OF ALPHA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,560,000 | 31,299,000 | 33,473,000 | 32,540,000 |
| Total loans | 20,898,000 | 21,863,000 | 22,302,000 | 21,619,000 |
| Allowance for loan losses | 362,000 | 362,000 | 375,000 | 375,000 |
| Securities available for sale | 1,483,000 | 1,450,000 | 1,122,000 | 886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,186,000 | 27,873,000 | 29,936,000 | 29,042,000 |
| Interest-bearing deposits | 24,458,000 | 24,933,000 | 25,697,000 | 24,816,000 |
| Noninterest-bearing deposits | 2,728,000 | 2,940,000 | 4,238,000 | 4,226,000 |
| Equity capital | 3,297,000 | 3,365,000 | 3,431,000 | 3,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 682,000 | 1,028,000 | 1,359,000 |
| Interest expense | 78,000 | 153,000 | 222,000 | 289,000 |
| Net interest income | 255,000 | 529,000 | 806,000 | 1,070,000 |
| Noninterest income | 2,000 | 33,000 | 70,000 | 108,000 |
| Noninterest expense | 212,000 | 401,000 | 600,000 | 829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 161,000 | 276,000 | 349,000 |
| Income tax | 13,000 | 60,000 | 105,000 | 141,000 |
| Net income | 32,000 | 101,000 | 171,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,278,000 | 3,348,000 | 3,417,000 | 3,413,000 |
| Total capital | 3,528,000 | 3,610,000 | 3,689,000 | 3,675,000 |
| Risk-weighted assets | 19,928,000 | 20,889,000 | 21,668,000 | 20,863,000 |