Call reports 2003

FARMERS AND MERCHANTS STATE BANK OF ALPHA — 2003

Name: FARMERS AND MERCHANTS STATE BANK OF ALPHA — FFIEC call report 2003
Creator: FARMERS AND MERCHANTS STATE BANK OF ALPHA

What FARMERS AND MERCHANTS STATE BANK OF ALPHA reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ea19c1be-8268-4be7-83a4-ec10cf86ade5/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	22,968,000	22,602,000	22,103,000	21,725,000
Total loans	15,022,000	15,360,000	15,050,000	15,119,000
Allowance for loan losses	195,000	205,000	239,000	239,000
Securities available for sale	2,933,000	3,273,000	2,735,000	2,980,000
Securities held to maturity	564,000	563,000	560,000	559,000
Trading assets	0	0	0	0
Total deposits	20,104,000	19,692,000	19,245,000	18,850,000
Interest-bearing deposits	18,148,000	17,931,000	17,354,000	17,360,000
Noninterest-bearing deposits	1,956,000	1,761,000	1,891,000	1,490,000
Equity capital	2,427,000	2,475,000	2,463,000	2,475,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	332,000	662,000	975,000	1,282,000
Interest expense	130,000	257,000	375,000	482,000
Net interest income	202,000	405,000	600,000	800,000
Noninterest income	26,000	55,000	86,000	125,000
Noninterest expense	165,000	328,000	484,000	684,000
Provision for loan losses	0	15,000	80,000	80,000
Pretax income	63,000	117,000	122,000	165,000
Income tax	20,000	37,000	30,000	45,000
Net income	43,000	80,000	92,000	120,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	2,362,000	2,399,000	2,410,000	2,431,000
Total capital	2,557,000	2,604,000	2,611,000	2,630,000
Risk-weighted assets	16,274,000	16,584,000	16,071,000	15,879,000