Call reports 2001
FARMERS AND MERCHANTS STATE BANK OF ALPHA — 2001
What FARMERS AND MERCHANTS STATE BANK OF ALPHA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,658,000 | 20,465,000 | 21,365,000 | 23,477,000 |
| Total loans | 14,337,000 | 15,330,000 | 15,538,000 | 14,900,000 |
| Allowance for loan losses | 211,000 | 206,000 | 205,000 | 202,000 |
| Securities available for sale | 2,625,000 | 2,344,000 | 2,513,000 | 3,163,000 |
| Securities held to maturity | 977,000 | 971,000 | 927,000 | 852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,277,000 | 17,984,000 | 18,832,000 | 21,014,000 |
| Interest-bearing deposits | 16,463,000 | 16,727,000 | 17,339,000 | 17,770,000 |
| Noninterest-bearing deposits | 1,814,000 | 1,257,000 | 1,493,000 | 3,244,000 |
| Equity capital | 2,183,000 | 2,218,000 | 2,276,000 | 2,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 773,000 | 1,173,000 | 1,540,000 |
| Interest expense | 213,000 | 430,000 | 642,000 | 845,000 |
| Net interest income | 166,000 | 343,000 | 531,000 | 695,000 |
| Noninterest income | 28,000 | 58,000 | 87,000 | 125,000 |
| Noninterest expense | 162,000 | 323,000 | 464,000 | 638,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 95,000 |
| Pretax income | 32,000 | 78,000 | 119,000 | 87,000 |
| Income tax | 5,000 | 17,000 | 25,000 | 13,000 |
| Net income | 27,000 | 61,000 | 94,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,150,000 | 2,184,000 | 2,216,000 | 2,190,000 |
| Total capital | 2,342,000 | 2,385,000 | 2,420,000 | 2,390,000 |
| Risk-weighted assets | 15,377,000 | 16,190,000 | 16,349,000 | 16,000,000 |