Call reports 2025
FIRST NATIONAL BANK OF ABSECON — 2025
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 195,775,000 | 195,948,000 | 194,216,000 | 197,088,000 |
| Total loans | 120,843,000 | 123,283,000 | 120,477,000 | 126,132,000 |
| Allowance for loan losses | 1,082,000 | 1,124,000 | 1,074,000 | 1,139,000 |
| Securities available for sale | 41,756,000 | 40,712,000 | 39,434,000 | 40,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,403,000 | 178,093,000 | 175,547,000 | 177,546,000 |
| Interest-bearing deposits | 142,296,000 | 143,082,000 | 142,184,000 | 141,829,000 |
| Noninterest-bearing deposits | 36,107,000 | 35,011,000 | 33,363,000 | 35,717,000 |
| Equity capital | 16,414,000 | 16,753,000 | 17,342,000 | 18,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,163,000 | 4,435,000 | 6,757,000 | 9,071,000 |
| Interest expense | 439,000 | 901,000 | 1,346,000 | 1,811,000 |
| Net interest income | 1,724,000 | 3,534,000 | 5,411,000 | 7,260,000 |
| Noninterest income | 108,000 | 222,000 | 334,000 | 945,000 |
| Noninterest expense | 1,436,000 | 2,859,000 | 4,752,000 | 6,281,000 |
| Provision for loan losses | 65,000 | 107,000 | 57,000 | 122,000 |
| Pretax income | 340,000 | 791,000 | 913,000 | 1,811,000 |
| Income tax | 56,000 | 136,000 | 147,000 | 213,000 |
| Net income | 284,000 | 655,000 | 766,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,633,000 | 19,903,000 | 19,915,000 | 20,361,000 |