Call reports 2016
FIRST NATIONAL BANK OF ABSECON — 2016
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,393,000 | 151,087,000 | 153,405,000 | 155,544,000 |
| Total loans | 46,992,000 | 47,255,000 | 49,015,000 | 51,681,000 |
| Allowance for loan losses | 589,000 | 587,000 | 587,000 | 614,000 |
| Securities available for sale | 79,608,000 | 76,779,000 | 74,144,000 | 71,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,844,000 | 133,333,000 | 136,103,000 | 139,971,000 |
| Interest-bearing deposits | 115,623,000 | 114,863,000 | 115,849,000 | 119,608,000 |
| Noninterest-bearing deposits | 19,221,000 | 18,470,000 | 20,254,000 | 20,363,000 |
| Equity capital | 15,833,000 | 16,642,000 | 16,522,000 | 14,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,508,000 | 3,717,000 | 4,881,000 |
| Interest expense | 44,000 | 90,000 | 136,000 | 182,000 |
| Net interest income | 1,164,000 | 2,418,000 | 3,581,000 | 4,699,000 |
| Noninterest income | 76,000 | 154,000 | 245,000 | 335,000 |
| Noninterest expense | 1,063,000 | 2,136,000 | 3,227,000 | 4,288,000 |
| Provision for loan losses | 67,000 | 67,000 | 77,000 | 104,000 |
| Pretax income | 110,000 | 369,000 | 522,000 | 642,000 |
| Income tax | 45,000 | 143,000 | 205,000 | 257,000 |
| Net income | 65,000 | 226,000 | 317,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,544,000 | 14,753,000 | 14,881,000 | 14,809,000 |
| Total capital | 15,148,000 | 15,355,000 | 15,483,000 | 15,438,000 |
| Risk-weighted assets | 52,261,000 | 51,860,000 | 52,466,000 | 56,366,000 |