Call reports 2015
FIRST NATIONAL BANK OF ABSECON — 2015
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,116,000 | 145,960,000 | 147,196,000 | 151,678,000 |
| Total loans | 41,136,000 | 41,766,000 | 45,451,000 | 45,629,000 |
| Allowance for loan losses | 570,000 | 578,000 | 559,000 | 548,000 |
| Securities available for sale | 86,341,000 | 83,731,000 | 82,234,000 | 80,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,639,000 | 130,513,000 | 131,226,000 | 135,845,000 |
| Interest-bearing deposits | 113,488,000 | 112,834,000 | 113,868,000 | 117,182,000 |
| Noninterest-bearing deposits | 18,151,000 | 17,679,000 | 17,358,000 | 18,663,000 |
| Equity capital | 15,892,000 | 15,053,000 | 15,576,000 | 15,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,365,000 | 3,552,000 | 4,793,000 |
| Interest expense | 43,000 | 86,000 | 130,000 | 174,000 |
| Net interest income | 1,143,000 | 2,279,000 | 3,422,000 | 4,619,000 |
| Noninterest income | 77,000 | 155,000 | 231,000 | 312,000 |
| Noninterest expense | 1,065,000 | 2,181,000 | 3,273,000 | 4,354,000 |
| Provision for loan losses | 21,000 | 21,000 | 50,000 | 55,000 |
| Pretax income | 134,000 | 232,000 | 330,000 | 522,000 |
| Income tax | 55,000 | 97,000 | 136,000 | 214,000 |
| Net income | 79,000 | 135,000 | 194,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,210,000 | 14,251,000 | 14,329,000 | 14,488,000 |
| Total capital | 14,795,000 | 14,844,000 | 14,903,000 | 15,051,000 |
| Risk-weighted assets | 46,752,000 | 49,047,000 | 51,871,000 | 51,501,000 |