Call reports 2014
FIRST NATIONAL BANK OF ABSECON — 2014
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 152,107,000 | 150,349,000 | 149,537,000 | 148,415,000 |
| Total loans | 41,646,000 | 41,273,000 | 40,793,000 | 41,616,000 |
| Allowance for loan losses | 702,000 | 686,000 | 667,000 | 583,000 |
| Securities available for sale | 87,169,000 | 87,156,000 | 87,843,000 | 87,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,013,000 | 135,336,000 | 134,617,000 | 132,952,000 |
| Interest-bearing deposits | 120,488,000 | 117,821,000 | 116,459,000 | 114,811,000 |
| Noninterest-bearing deposits | 17,525,000 | 17,515,000 | 18,158,000 | 18,141,000 |
| Equity capital | 13,431,000 | 14,266,000 | 14,408,000 | 14,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,422,000 | 3,627,000 | 4,817,000 |
| Interest expense | 54,000 | 106,000 | 157,000 | 202,000 |
| Net interest income | 1,154,000 | 2,316,000 | 3,470,000 | 4,615,000 |
| Noninterest income | 78,000 | 160,000 | 242,000 | 325,000 |
| Noninterest expense | 1,083,000 | 2,163,000 | 3,219,000 | 4,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 149,000 | 313,000 | 493,000 | 522,000 |
| Income tax | 62,000 | 122,000 | 196,000 | 213,000 |
| Net income | 87,000 | 191,000 | 297,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,955,000 | 14,082,000 | 14,204,000 | 14,252,000 |
| Total capital | 14,555,000 | 14,669,000 | 14,788,000 | 14,843,000 |
| Risk-weighted assets | 47,921,000 | 46,883,000 | 46,650,000 | 47,247,000 |