Call reports 2013
FIRST NATIONAL BANK OF ABSECON — 2013
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,468,000 | 157,000,000 | 155,207,000 | 151,505,000 |
| Total loans | 46,011,000 | 43,744,000 | 43,996,000 | 42,617,000 |
| Allowance for loan losses | 732,000 | 710,000 | 710,000 | 703,000 |
| Securities available for sale | 87,446,000 | 87,048,000 | 88,816,000 | 84,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,112,000 | 142,891,000 | 141,404,000 | 138,301,000 |
| Interest-bearing deposits | 126,488,000 | 125,898,000 | 123,671,000 | 120,826,000 |
| Noninterest-bearing deposits | 17,624,000 | 16,993,000 | 17,733,000 | 17,475,000 |
| Equity capital | 15,214,000 | 12,957,000 | 12,794,000 | 12,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,378,000 | 3,565,000 | 4,778,000 |
| Interest expense | 79,000 | 147,000 | 210,000 | 269,000 |
| Net interest income | 1,126,000 | 2,231,000 | 3,355,000 | 4,509,000 |
| Noninterest income | 82,000 | 167,000 | 250,000 | 332,000 |
| Noninterest expense | 1,113,000 | 2,151,000 | 3,236,000 | 4,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 494,000 | 616,000 | 780,000 |
| Income tax | 128,000 | 189,000 | 239,000 | 306,000 |
| Net income | 215,000 | 305,000 | 377,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,351,000 | 13,552,000 | 13,652,000 | 13,818,000 |
| Total capital | 14,020,000 | 14,182,000 | 14,287,000 | 14,437,000 |
| Risk-weighted assets | 53,473,000 | 50,337,000 | 50,682,000 | 49,390,000 |