Call reports 2012
FIRST NATIONAL BANK OF ABSECON — 2012
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,580,000 | 163,952,000 | 161,871,000 | 163,791,000 |
| Total loans | 50,378,000 | 50,280,000 | 49,209,000 | 48,492,000 |
| Allowance for loan losses | 769,000 | 759,000 | 759,000 | 732,000 |
| Securities available for sale | 88,406,000 | 90,323,000 | 89,517,000 | 86,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,817,000 | 147,507,000 | 144,974,000 | 147,199,000 |
| Interest-bearing deposits | 130,762,000 | 128,811,000 | 127,263,000 | 128,910,000 |
| Noninterest-bearing deposits | 17,055,000 | 18,696,000 | 17,711,000 | 18,289,000 |
| Equity capital | 14,252,000 | 14,992,000 | 15,329,000 | 15,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,501,000 | 3,688,000 | 4,915,000 |
| Interest expense | 158,000 | 283,000 | 390,000 | 476,000 |
| Net interest income | 1,145,000 | 2,218,000 | 3,298,000 | 4,439,000 |
| Noninterest income | 79,000 | 154,000 | 238,000 | 326,000 |
| Noninterest expense | 1,187,000 | 2,253,000 | 3,494,000 | 4,588,000 |
| Provision for loan losses | 293,000 | 293,000 | 294,000 | 351,000 |
| Pretax income | -243,000 | 17,000 | 818,000 | 1,185,000 |
| Income tax | 19,000 | 53,000 | 307,000 | 461,000 |
| Net income | -262,000 | -36,000 | 511,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,737,000 | 12,038,000 | 12,879,000 | 13,146,000 |
| Total capital | 12,506,000 | 12,793,000 | 13,613,000 | 13,868,000 |
| Risk-weighted assets | 61,978,000 | 60,424,000 | 58,710,000 | 57,776,000 |