Call reports 2011
FIRST NATIONAL BANK OF ABSECON — 2011
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,892,000 | 159,335,000 | 162,288,000 | 160,231,000 |
| Total loans | 49,428,000 | 49,436,000 | 50,936,000 | 49,875,000 |
| Allowance for loan losses | 552,000 | 617,000 | 683,000 | 681,000 |
| Securities available for sale | 82,536,000 | 82,567,000 | 91,446,000 | 88,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 871,000 | 871,000 | 120,000 | 120,000 |
| Total deposits | 143,779,000 | 144,857,000 | 147,155,000 | 144,818,000 |
| Interest-bearing deposits | 128,101,000 | 127,827,000 | 130,531,000 | 128,516,000 |
| Noninterest-bearing deposits | 15,678,000 | 17,030,000 | 16,624,000 | 16,302,000 |
| Equity capital | 11,576,000 | 12,903,000 | 13,780,000 | 13,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,998,000 | 4,458,000 | 5,780,000 |
| Interest expense | 318,000 | 634,000 | 909,000 | 1,119,000 |
| Net interest income | 1,175,000 | 2,364,000 | 3,549,000 | 4,661,000 |
| Noninterest income | 73,000 | 144,000 | 209,000 | 287,000 |
| Noninterest expense | 1,225,000 | 2,334,000 | 3,549,000 | 4,556,000 |
| Provision for loan losses | 27,000 | 92,000 | 163,000 | 163,000 |
| Pretax income | 7,000 | 98,000 | 161,000 | 384,000 |
| Income tax | 22,000 | 44,000 | 69,000 | 37,000 |
| Net income | -15,000 | 54,000 | 92,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,694,000 | 11,792,000 | 11,811,000 | 12,045,000 |
| Total capital | 12,246,000 | 12,409,000 | 12,494,000 | 12,726,000 |
| Risk-weighted assets | 62,949,000 | 61,592,000 | 62,791,000 | 61,734,000 |