Call reports 2009
FIRST NATIONAL BANK OF ABSECON — 2009
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 139,051,000 | 143,349,000 | 148,882,000 | 149,001,000 |
| Total loans | 55,362,000 | 54,544,000 | 54,227,000 | 55,707,000 |
| Allowance for loan losses | 408,000 | 408,000 | 408,000 | 508,000 |
| Securities available for sale | 67,068,000 | 57,044,000 | 68,859,000 | 72,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,861,000 | 1,861,000 | 872,000 | 870,000 |
| Total deposits | 125,187,000 | 129,861,000 | 134,561,000 | 135,885,000 |
| Interest-bearing deposits | 111,149,000 | 114,047,000 | 117,397,000 | 119,566,000 |
| Noninterest-bearing deposits | 14,038,000 | 15,814,000 | 17,164,000 | 16,319,000 |
| Equity capital | 11,687,000 | 11,367,000 | 11,966,000 | 11,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,297,000 | 4,875,000 | 6,559,000 |
| Interest expense | 458,000 | 910,000 | 1,350,000 | 1,771,000 |
| Net interest income | 1,276,000 | 2,387,000 | 3,525,000 | 4,788,000 |
| Noninterest income | 69,000 | 161,000 | 241,000 | 305,000 |
| Noninterest expense | 1,113,000 | 2,270,000 | 3,563,000 | 4,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 232,000 | 278,000 | 334,000 | 438,000 |
| Income tax | -4,000 | 9,000 | 17,000 | -118,000 |
| Net income | 236,000 | 269,000 | 317,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,192,000 | 12,939,000 | 12,988,000 | 12,938,000 |
| Total capital | 12,600,000 | 13,347,000 | 13,396,000 | 13,446,000 |
| Risk-weighted assets | 59,800,000 | 60,725,000 | 60,343,000 | 62,231,000 |