Call reports 2007
FIRST NATIONAL BANK OF ABSECON — 2007
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,872,000 | 138,064,000 | 139,330,000 | 134,954,000 |
| Total loans | 55,193,000 | 56,973,000 | 57,869,000 | 58,291,000 |
| Allowance for loan losses | 409,000 | 410,000 | 409,000 | 409,000 |
| Securities available for sale | 64,291,000 | 62,161,000 | 64,336,000 | 62,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,141,000 | 7,108,000 | 5,948,000 | 5,220,000 |
| Total deposits | 127,168,000 | 124,929,000 | 125,290,000 | 121,266,000 |
| Interest-bearing deposits | 110,494,000 | 108,371,000 | 107,471,000 | 104,218,000 |
| Noninterest-bearing deposits | 16,674,000 | 16,558,000 | 17,819,000 | 17,048,000 |
| Equity capital | 12,087,000 | 11,548,000 | 12,379,000 | 12,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,614,000 | 5,520,000 | 7,364,000 |
| Interest expense | 534,000 | 1,061,000 | 1,589,000 | 2,115,000 |
| Net interest income | 1,284,000 | 2,553,000 | 3,931,000 | 5,249,000 |
| Noninterest income | 115,000 | 183,000 | 249,000 | 316,000 |
| Noninterest expense | 1,071,000 | 2,107,000 | 3,086,000 | 4,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 629,000 | 1,094,000 | 1,311,000 |
| Income tax | 54,000 | 124,000 | 207,000 | 242,000 |
| Net income | 274,000 | 505,000 | 887,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,456,000 | 12,326,000 | 12,706,000 | 12,286,000 |
| Total capital | 12,865,000 | 12,736,000 | 13,115,000 | 12,695,000 |
| Risk-weighted assets | 61,953,000 | 62,901,000 | 63,494,000 | 62,688,000 |