Call reports 2006
FIRST NATIONAL BANK OF ABSECON — 2006
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 143,464,000 | 143,005,000 | 143,707,000 | 141,273,000 |
| Total loans | 53,172,000 | 56,082,000 | 55,652,000 | 57,050,000 |
| Allowance for loan losses | 390,000 | 390,000 | 391,000 | 409,000 |
| Securities available for sale | 80,331,000 | 75,112,000 | 76,258,000 | 74,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,951,000 | 131,129,000 | 130,579,000 | 128,065,000 |
| Interest-bearing deposits | 114,554,000 | 112,888,000 | 112,373,000 | 110,828,000 |
| Noninterest-bearing deposits | 16,397,000 | 18,241,000 | 18,205,000 | 17,237,000 |
| Equity capital | 11,485,000 | 10,844,000 | 12,088,000 | 11,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,614,000 | 5,494,000 | 7,460,000 |
| Interest expense | 479,000 | 970,000 | 1,510,000 | 2,058,000 |
| Net interest income | 1,307,000 | 2,644,000 | 3,984,000 | 5,402,000 |
| Noninterest income | 80,000 | 147,000 | 211,000 | 273,000 |
| Noninterest expense | 1,073,000 | 2,062,000 | 3,122,000 | 4,265,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 746,000 | 1,090,000 | 1,307,000 |
| Income tax | 48,000 | 125,000 | 192,000 | 243,000 |
| Net income | 294,000 | 621,000 | 898,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,304,000 | 12,271,000 | 12,549,000 | 12,323,000 |
| Total capital | 12,694,000 | 12,662,000 | 12,940,000 | 12,732,000 |
| Risk-weighted assets | 62,611,000 | 66,832,000 | 63,222,000 | 63,552,000 |