Call reports 2005
FIRST NATIONAL BANK OF ABSECON — 2005
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 150,361,000 | 151,637,000 | 149,277,000 | 143,406,000 |
| Total loans | 47,217,000 | 50,723,000 | 53,719,000 | 52,693,000 |
| Allowance for loan losses | 400,000 | 390,000 | 390,000 | 390,000 |
| Securities available for sale | 76,227,000 | 85,955,000 | 85,709,000 | 79,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,347,000 | 138,301,000 | 136,084,000 | 130,846,000 |
| Interest-bearing deposits | 119,975,000 | 119,532,000 | 118,705,000 | 114,473,000 |
| Noninterest-bearing deposits | 17,372,000 | 18,769,000 | 17,379,000 | 16,373,000 |
| Equity capital | 11,918,000 | 12,332,000 | 12,157,000 | 11,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,448,000 | 5,279,000 | 7,083,000 |
| Interest expense | 401,000 | 842,000 | 1,311,000 | 1,775,000 |
| Net interest income | 1,299,000 | 2,606,000 | 3,968,000 | 5,308,000 |
| Noninterest income | 75,000 | 138,000 | 205,000 | 275,000 |
| Noninterest expense | 1,055,000 | 2,099,000 | 3,147,000 | 4,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 645,000 | 1,025,000 | 1,381,000 |
| Income tax | 24,000 | 38,000 | 74,000 | 81,000 |
| Net income | 295,000 | 607,000 | 951,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,016,000 | 11,969,000 | 12,265,000 | 12,010,000 |
| Total capital | 12,416,000 | 12,359,000 | 12,655,000 | 12,400,000 |
| Risk-weighted assets | 67,033,000 | 66,554,000 | 66,910,000 | 63,662,000 |