Call reports 2004
FIRST NATIONAL BANK OF ABSECON — 2004
What FIRST NATIONAL BANK OF ABSECON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 150,144,000 | 151,386,000 | 150,932,000 | 152,759,000 |
| Total loans | 44,797,000 | 46,071,000 | 46,298,000 | 46,188,000 |
| Allowance for loan losses | 380,000 | 380,000 | 380,000 | 400,000 |
| Securities available for sale | 85,097,000 | 95,112,000 | 87,505,000 | 80,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,171,000 | 139,360,000 | 137,379,000 | 139,669,000 |
| Interest-bearing deposits | 118,707,000 | 120,966,000 | 117,840,000 | 122,329,000 |
| Noninterest-bearing deposits | 17,464,000 | 18,394,000 | 19,539,000 | 17,340,000 |
| Equity capital | 13,340,000 | 11,754,000 | 13,156,000 | 12,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,492,000 | 5,284,000 | 7,011,000 |
| Interest expense | 384,000 | 778,000 | 1,174,000 | 1,581,000 |
| Net interest income | 1,335,000 | 2,714,000 | 4,110,000 | 5,430,000 |
| Noninterest income | 85,000 | 156,000 | 220,000 | 283,000 |
| Noninterest expense | 1,099,000 | 2,088,000 | 3,100,000 | 4,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 321,000 | 782,000 | 1,226,000 | 1,405,000 |
| Income tax | 64,000 | 151,000 | 247,000 | 189,000 |
| Net income | 257,000 | 631,000 | 979,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,195,000 | 12,211,000 | 12,559,000 | 11,721,000 |
| Total capital | 12,575,000 | 12,591,000 | 12,939,000 | 12,121,000 |
| Risk-weighted assets | 72,407,000 | 74,821,000 | 70,249,000 | 68,321,000 |